Financial Institutions

As a recognized specialist in financial institutions, we serve a niche market which includes many of the top community banks and bank holding companies in our region.

In an industry surrounded by an ever changing economical and regulatory environment, it is imperative to build a partnership with an accounting firm that is comfortable with more than just numbers. At TJS Deemer Dana LLP, our professional staff is in tune with the current banking environment and has a comprehensive understanding of the ever evolving conditions that financial institutions face on a daily basis.

TJS Deemer Dana LLP specializes in providing both audit and consulting services to the financial institutions industry. In addition to the traditional internal and external auditing services, we have an experienced staff that serves our financial institution clients in several types of engagements.

Our Services include:
Assurance Services:
Financial Statement audits
Employee Benefit Plan audits

Consulting Services:
Internal audit outsourcing
Information systems reviews
Independent loan and credit quality reviews
Asset/Liability Management (ALM) Reviews
BSA annual reviews
ACH Reviews
Deposit and loan compliance reviews
Internal control documentation and review
Liquidity reviews
Allowance methodology reviews
Branch applications
De Novo bank services
FDICIA compliance
Holding company assistance
Home Mortgage Disclosure Act annual reviews
Internal control review and assessment
Merger and acquisition assistance
Policy and procedures assistance
Regulatory assistance
Risk management assistance
Seminars and Board training
SOX 404 compliance
Strategic planning
Valuation services

Accounting Services:
Pro formas and projections
General ledger assistance
Assistance with GAAP accounting issues and FASB compliance
Regulatory reporting assistance
Fixed asset accounting

Information Technology Services:
Information system reviews
Review of information security and systems risk assessments
Penetration testing
Vulnerability assessments
Operational and risk assessments
Development and implementation of internal control systems
Internet solutions
Network services
Contingency planning
Business continuity planning

Tax Services:
Tax return preparation
Planning & quarterly estimating
Representation before the IRS
Tax Structure – S Corporation Elections
Representation before State Departments of Revenue and other Governmental Agencies

As recognized experts in the financial institution industry, we regularly speak at conferences and are involved in the Banking Industry Associations as Associate members.

TJS Deemer Dana LLP’s commitment to our bank clients does not end with our efficient and on-time audit and accounting services. We closely follow tax law changes and proactively keep our clients up-to-date on these changes with e-newsletters as well as articles in industry publications, newsletters and our blog.

As a regional firm, we understand the close personal attention your bank requires, along with the extensive experience and expertise you deserve.