Financial Institutions


As a recognized specialist in financial institutions, we serve a niche market which includes many of the top community banks and bank holding companies in our region.

In an industry surrounded by an ever changing economic and regulatory environment, it is imperative to build a partnership with an accounting firm that is comfortable with more than just numbers. At TJS Deemer Dana LLP, our professional staff is in tune with the current banking environment and has a comprehensive understanding of the ever evolving conditions that financial institutions face on a daily basis.

TJS Deemer Dana LLP specializes in providing both audit and consulting services to the financial institutions industry. In addition to the traditional internal and external auditing services, we have an experienced staff that serves our financial institution clients in several types of engagements.


Assurance Services

  • Financial Statement audits
  • Employee Benefit Plan audits

Consulting Services

  • Internal audit outsourcing
  • Information systems reviews
  • Independent loan and credit quality reviews
  • Asset/Liability Management (ALM) Reviews
  • BSA annual reviews
  • ACH Reviews
  • Deposit and loan compliance reviews
  • Internal control documentation and review
  • Liquidity reviews
  • Allowance methodology reviews
  • Branch applications
  • De Novo bank services
  • FDICIA compliance
  • Holding company assistance
  • Home Mortgage Disclosure Act annual reviews
  • Internal control review and assessment
  • Merger and acquisition assistance
  • Policy and procedures assistance
  • Regulatory assistance
  • Risk management assistance
  • Seminars and Board training
  • SOX 404 compliance
  • Strategic planning
  • Valuation services

Accounting Services

  • Pro formas and projections
  • General ledger assistance
  • Assistance with GAAP accounting issues and FASB compliance
  • Regulatory reporting assistance
  • Fixed asset accounting

Information Technology Services

  • Information system reviews
  • Review of information security and systems risk assessments
  • Penetration testing
  • Vulnerability assessments
  • Operational and risk assessments
  • Development and implementation of internal control systems
  • Internet solutions
  • Network services
  • Contingency planning
  • Business continuity planning

Tax Services

  • Tax return preparation
  • Planning & quarterly estimating
  • Representation before the IRS
  • Tax Structure – S Corporation Elections
  • Representation before State Departments of Revenue and other Governmental Agencies


As recognized experts in the financial institution industry, we regularly speak at conferences and are involved in the Banking Industry Associations as Associate members.

TJS Deemer Dana LLP’s commitment to our bank clients does not end with our efficient and on-time audit and accounting services. We closely follow tax law changes and proactively keep our clients up-to-date on these changes with e-newsletters as well as articles in industry publications, newsletters and our blog.

As a regional firm, we understand the close personal attention your bank requires, along with the extensive experience and expertise you deserve.